Marco Island Exchange
Terms of Use
Members of Marco Island Exchange are subject to the Terms & Conditions of CommunityXchanges, LLC®

YOU MAY NOT ACCESS OR IN ANY WAY MAKE USE OF THE SITES UNLESS YOU ARE AT LEAST 18 YEARS OLD.

  1. General
  2. Site Use and Services
  3. Modifications
  4. User Representations, Conduct and Obligations
  5. Rights Concerning Data and Information
  6. Proprietary Rights of communityXchanges, LLC and Third Parties
  7. Members Dealing With Advertisers
  8. Links
  9. Member Termination
  10. Disclaimer of Warranties
  11. Indemnity
  12. Limitation of Liability
  13. Site Notices
  14. Procedure for Claims of Intellectual Property Infringement
  15. General Information
  16. communityXchanges, LLC Is Not a Registered Exchange, Financial Planner, Broker-Dealer, Investment Adviser or Tax Advisor

1. General

1.1 Please read these terms carefully. By using communityXchanges.com, mycommunityx.com, ceoclubx.com, chamberx.com, or alumnix.com (the "Sites"), you agree to the Terms of Use described herein. This is a legal document and the Services we offer (as described below) are subject to the Terms of Use.

1.2 The Sites are owned and operated by communityXchanges, LLC. For purposes of Terms of Use, "we" means communityXchanges, LLC and its subsidiaries, affiliates, divisions and related companies, if any. "You" means you, as an individual, or, if you are using the Sites in the capacity of an authorized company representative or agent, "you" means your employer or your principal.

1.3 We reserve the right, in our own discretion, to change or modify any part of the Terms of Use at any time, effective immediately upon notice published on the Sites or sent to you via email. Your continued use of the Sites and our Services constitutes your binding acceptance of such modified Terms of Use.

2. Site Use and Services

2.1 No Obligation To Provide Services. You acknowledge and agree that we may, in our sole discretion, suspend or permanently refuse any and all current or future use of the Service (or any portion thereof), as defined below.

2.2 Registration. In consideration of your use of the Site, you agree to:

(a) Provide true, accurate, current and complete information about yourself as prompted by the Sites registration form (the "Registration Data");

(b) Maintain and promptly update the Registration Data to keep it true, accurate, current and complete.

(c) Maintaining the confidentiality of the Registration Data;

(d) Accept responsibility for all activities that occur under your account;

(e) Immediately notify communityXchanges, LLC of any unauthorized use of your password or account or any other breach of security; and

(f) Ensure that you exit from your account at the end of each session.

2.3 Non-member Services. Subject to the terms contained herein, any Site visitor who is not a Member (as defined below) is a "Non-member." communityXchanges, LLC provides its Non-members with a limited access to resources, including various forums, third party promotional materials (advertising), blogs, information about various events, search services, personalized content and so on (the "Non-member Service"). A detailed description of the level of access and use of the Sites available to the Non-members is outlined on the About pages of each site.

2.4 Member Services Conditions.

(a) Member Services. communityXchanges, LLC provides its Members with access to a rich collection of resources, including various databases, forums, third party promotional materials (advertising), networking services, blogs, information about various events, search services, personalized content and so on (the "Member Services"). A detailed description of the level of access and use of the Sites available to the Members is outlined on the About pages of each site.

(a) Fees. In consideration of communityXchanges, LLC providing you with optional Premier Member services under the Terms of Use, you agree to pay communityXchanges, LLC a fee (the "Membership Fee") as set forth on the About pages of each site.

(b) Payment Terms. The Membership Fee shall be due and payable immediately upon activating optional Premier Member services.

(c) Taxes. In addition to the other amounts payable under the Terms of Use, you agree to pay all sales, use, value added or other taxes, federal, state or otherwise, however designated, which are levied or imposed by reason of the transactions contemplated hereunder.

(d) Membership Duration. No time limits apply to the free Membership term, unless earlier terminated as contemplated hereunder.

2.5 Users. For purposes of this Terms of Use, Non-member Services and Member Services shall be referred to collectively as "Services." For purposes of this Terms of Use, Non-members and Members shall be referred to collectively as "users."

2.6 Third Party Information. You understand and agree that the Services may include advertisements and other third party promotional materials, campaigns and tools. You also understand and agree that the Service may include certain communications from communityXchanges, LLC, such as service announcements and administrative messages. Receiving these communications is a condition of your use of the Site, and you will not be able to opt out of receiving them.

2.7 Right to Discontinue Services. communityXchanges, LLC reserves the right to modify or discontinue, temporarily or permanently, the Services (or any part thereof) at any time and without notice. You agree that communityXchanges, LLC is not liable to you or to any third party for any modification, suspension or discontinuance of the Services.

3. Modifications

Unless explicitly stated otherwise, any new modifications to the current Site, including, but not limited to, the release of new communityXchanges, LLC features, applications and promotional campaigns, shall be subject to the Terms of Use. You acknowledge and agree that the Services are provided "AS-IS" and that communityXchanges, LLC assumes no responsibility for the timeliness, deletion, mis-delivery or failure to store any user communications or personalization settings.

4. User Representations, Conduct and Obligations

4.1 You represent that you are of legal age to form a binding contract and are not a person barred from using the Sites under the applicable state and/or federal laws of the United States.

4.2 You agree not to do the following:

(a) Upload, post, email, transmit or otherwise make available any information or data that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable;

(b) Impersonate any person or entity, including, or falsely state or otherwise misrepresent your affiliation with a person or entity;

(c) Manipulate identifiers in order to disguise the origin of any information or data you transmit using the Services;

(d) Upload, post, email, transmit or otherwise make available any data or information that you do not have a right to make available under any law or under contractual or fiduciary relationships (such as proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);

(e) Upload, post, email, transmit or otherwise make available any data or information that infringes any intellectual property rights of any party;

(f) Disrupt the normal flow of dialogue, or otherwise act in a manner that negatively affects other users' ability to use the Services;

(g) Intentionally or unintentionally violate any applicable local, state, national or international law;

(h) Provide material support or resources to any organization(s) designated by the United States government as a foreign terrorist organization pursuant to section 219 of the Immigration and Nationality Act;

(i) "Stalk" or otherwise harass other users; or

(j) Collect or store personal data about other users.

4.3 With respect to information you submit or make available for inclusion in areas only accessible by other Members as selected by you, you agree and acknowledge to grant such other Members a perpetual, irrevocable license to use, reproduce and modify such information for the purpose for which such information was submitted or made available. You acknowledge and agree that other Members with whom you communicate will have access to some or all of your information.

5. INCAPAX.COM Rights Concerning Data and Information

5.1 You acknowledge and agree that communityXchanges, LLC shall have the right (but not the obligation) in its sole discretion to pre-screen, refuse, or remove any data or information that is available via the Site. Without limiting the foregoing, communityXchanges, LLC and its designees shall have the right to remove any data and information that violates the Terms of Use or is otherwise objectionable.

5.2 You acknowledge and agree that communityXchanges, LLC may access, preserve, and disclose your account information and data if required to do so by law or in a good faith belief that such access preservation or disclosure is reasonably necessary to: (i) comply with legal process; (ii) enforce the TOU; (iii) respond to claims that any data or information violates the rights of third-parties or other claims of abuse; (iv) respond to your requests for customer service; or (v) protect the rights, property, or personal safety of communityXchanges, LLC, its Users and the public.

5.3 You acknowledge and agree that the technical processing and transmission of your data and information, may involve (i) transmissions over various networks; and (ii) changes to conform and adapt to technical requirements of connecting networks or devices.

5.4 You acknowledge and agree that the Services and software embodied within the Sites may include security components that permit digital materials to be protected, and use of these materials is subject to usage rules set by communityXchanges, LLC and/or service providers. You shall not attempt to override or circumvent any of the usage rules embedded into the Site. You acknowledge and agree that any unauthorized reproduction, publication, further distribution or public exhibition of the materials provided on the Site, in whole or in part, is strictly prohibited.

5.5 Although communityXchanges, LLC cannot monitor the conduct of its users off the Web site or on the Web site, you acknowledge and agree that it is a violation of the Terms of Use for you to use (or allow others to use) any information obtained from the Sites in order to harass, abuse, or harm another person, or in order to advertise to, solicit, or sell to any user or person without their prior written consent.

5.6 You acknowledge and agree that communityXchanges, LLC may establish general practices and limits concerning use of the Services, including without limitation the maximum number of days that private messages, message board postings or other information or data will be retained, the maximum number of messages that may be sent from or received by a user, the maximum size of any message or post that may be sent from or received by a user, and so on. You agree that communityXchanges, LLC has no responsibility or liability for the deletion or failure to store any information, messages and other communications transmitted by or through the use of this Site. You acknowledge and agree that communityXchanges, LLC at its sole discretion reserves the right to log off accounts that are inactive for an extended period of time. You further acknowledge and agree that communityXchanges, LLC reserves the right to modify these general practices and limits from time to time and without notice to you.

5.7 communityXchanges, LLC reserves the right, but has no obligation, to monitor disputes between you and other users.

5.8 You acknowledge and agree that your feedback, comments and suggestions about communityXchanges, LLC may be used without any obligation to compensate you for them. You further acknowledge and agree that your feedback, comments and suggestions are completely voluntary.

6. Proprietary Rights of communityXchanges, LLC and Third Parties

6.1 You acknowledge and agree that your use of the Sites and Services provides you with access to proprietary and confidential information that is protected or protectable by applicable intellectual property and other laws. You further agree not to copy, modify, create a derivative work of, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in, infringe or otherwise transfer or attempt to transfer any communityXchanges, LLC rights in the Sites and Services. You agree not to access the Sites or use the Services by any means other than through the interface that is provided by communityXchanges, LLC.

6.2 You further acknowledge and agree that information presented to you through the Sites by advertisers or other users may be protected by copyrights, trademarks, service marks, patents or other intellectual property rights and laws. Except as expressly authorized by communityXchanges, LLC or owners of such rights, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the Site, Services, or advertisers' information, in whole or in part.

6.3 As an active user of the Sites and for a period of at least three (3) years thereafter, you agree to refrain from marketing any product directly competitive with the Sites or the Services or developing an application that is competitive with the Sites or the Services. The geographic scope of this non-compete covenant shall be world-wide.

7. Dealing With Advertisers

Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through the Site, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertisers. You agree that communityXchanges, LLC shall not be responsible or liable for any loss or damage of any sort caused or alleged to be caused by or in connection with any such dealings or as the result of the presence of such advertisers on the Site.

8. Links

the Sites may provide, or third parties may provide, links to other World Wide Web Sites or resources. Because communityXchanges, LLC has no control over such Sites and resources, YOU ACKNOWLEDGE AND AGREE THAT communityXchanges, LLC IS NOT RESPONSIBLE FOR THE AVAILABILITY OF SUCH EXTERNAL Sites OR RESOURCES, AND DOES NOT ENDORSE AND IS NOT RESPONSIBLE OR LIABLE FOR ANY INFORMATION, ADVERTISING, PRODUCTS, OR OTHER MATERIALS ON OR AVAILABLE FROM SUCH Sites OR RESOURCES. YOU FURTHER ACKNOWLEDGE AND AGREE THAT communityXchanges, LLC SHALL NOT BE RESPONSIBLE OR LIABLE, DIRECTLY OR INDIRECTLY, FOR ANY DAMAGE OR LOSS OF ANY SORT CAUSED OR ALLEGED TO BE CAUSED BY OR IN CONNECTION WITH USE OF OR RELIANCE ON ANY SUCH INFORMATION, PRODUCTS OR SERVICES AVAILABLE ON OR THROUGH ANY SUCH SITE OR RESOURCE.

9. Member Termination

You agree that communityXchanges, LLC may, without prior notice, immediately terminate your communityXchanges, LLC account, any associated other accounts, and access to the Sites and Services. Cause for such termination shall include, but is not limited to, (a) breaches or violations of the Terms of Use or other incorporated agreements or guidelines, (b) requests by law enforcement or other government agencies, (c) discontinuance or material modification to the Services (or any part thereof), (d) unexpected technical or security issues or problems, and (e) extended periods of inactivity. For Non-members, termination of your communityXchanges, LLC account includes (a) removal of account access to all offerings within the Non-member Services, deletion of your password, and barring further use of the Services. For Members, termination of your communityXchanges, LLC account includes (a) removal of account access to all offerings within the Member Services, deletion of your password, and barring further use of the Member Services. Members not otherwise terminated for breach shall be entitled to a pro-rata refund of the Membership Fees if such termination is in effect prior to the expiration of their Member Services. Further, you agree that all terminations may be made in communityXchanges, LLC's sole discretion and that communityXchanges, LLC shall not be liable to you or any third party for any termination of your account, any associated email address, or access to the Services.

10. DISCLAIMER OF WARRANTIES

YOU ACKNOWLEDGE AND AGREE THAT:

YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. communityXchanges, LLC EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED.

communityXchanges, LLC MAKES NO WARRANTY THAT (i) THE SERVICES WILL MEET YOUR REQUIREMENTS, (ii) THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE, (iv) THE QUALITY OF ANY INFORMATION, OR OTHER MATERIAL OBTAINED BY YOU USING THE SERVICES WILL MEET YOUR EXPECTATIONS, AND (v) ANY ERRORS IN THE SOFTWARE WILL BE CORRECTED.

ANY MATERIALS OBTAINED THROUGH THE USE OF THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK. YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOU OR OTHERS THAT RESULT, DIRECTLY OR INDIRECTLY, FROM THE USE OF ANY SUCH INFORMATION OR DATA.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU USING communityXchanges, LLC SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE Terms of Use.

ALL INFORMATION, DATA, IDENTIFIERS OF YOU OR OTHERS YOU IDENTIFY, WHETHER PUBLICLY POSTED OR PRIVATELY TRANSMITTED, ARE THE SOLE RESPONSIBILITY OF THE PERSON FROM WHOM SUCH INFORMATION ORIGINATED.

YOU ACKNOWLEDGE AND AGREE THAT communityXchanges, LLC USES COMMERCIALLY REASONABLE EFFORTS TO PROTECT ITS USERS, BUT THAT communityXchanges, LLC DOES NOT GUARANTEE THAT THE USE OF THE SERVICES WILL BE SECURE.

communityXchanges, LLC IS NOT RESPONSIBLE FOR ANY INFORMATION THAT YOU PROVIDE, POST, EMAIL, TRANSMIT OR OTHERWISE MAKE AVAILABLE VIA THE SITE. YOU ACKNOWLEDGE AND AGREE THAT communityXchanges, LLC DOES NOT CONTROL THE INFORMATION POSTED VIA the Sites AND, AS SUCH, DOES NOT CONTROL THE ACCURACY, INTEGRITY, QUALITY OR ANY ASPECT OF SUCH INFORMATION. YOU UNDERSTAND THAT BY USING THE SERVICES, YOU MAY BE EXPOSED TO INFORMATION THAT IS OFFENSIVE, INDECENT OR OBJECTIONABLE. YOU ACKNOWLEDGE AND AGREE THAT UNDER NO CIRCUMSTANCES IS communityXchanges, LLC LIABLE IN ANY WAY FOR ANY INFORMATION PROVIDED BY OTHER USERS, INCLUDING, BUT NOT LIMITED TO, FOR ANY ERRORS OR OMISSIONS IN ANY INFORMATION, OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY INFORMATION POSTED, EMAILED, TRANSMITTED OR OTHERWISE MADE AVAILABLE VIA THE SITE.

11. INDEMNITY

YOU AGREE TO INDEMNIFY AND HOLD communityXchanges, LLC AND ITS SHAREHOLDERS, SUBSIDIARIES, AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, CO-BRANDERS AND OTHER PARTNERS, HARMLESS FROM ANY CLAIM OR DEMAND, INCLUDING ANY ATTORNEYS' FEES, communityXchanges, LLC (OR THE OTHER INDEMNITEES) MAY INCUR RESULTING FROM OR ARISING OUT OF YOUR ACTIONS AND/OR ANY DATA OR INFORMATION YOU SUBMIT, POST, TRANSMIT OR MAKE AVAILABLE THROUGH YOUR USE OF THE SERVICES, YOUR VIOLATION OF THE Terms of Use, OR YOUR VIOLATION OF ANY RIGHTS OF ANOTHER. YOU FURTHER AGREE TO INDEMNIFY AND HOLD communityXchanges, LLC AND ITS SHAREHOLDERS, SUBSIDIARIES, AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, CO-BRANDERS AND OTHER PARTNERS, HARMLESS FROM ANY CLAIM OR DEMAND, INCLUDING ANY ATTORNEYS' FEES, communityXchanges, LLC (OR THE OTHER INDEMNITEES) MAY INCUR RESULTING FROM OR ARISING OUT OF UNAUTHORIZED USE OR TRANSMISSION OF OTHER USERS' DATA OR INFORMATION.

12. LIMITATION OF LIABILITY

YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT communityXchanges, LLC SHALL NOT BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLES (EVEN IF communityXchanges, LLC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE SERVICES; (ii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR CONTENT, TRANSMISSIONS OR DATA; (iii) STATEMENTS OR CONDUCT OF ANY THIRD PARTY; OR (iv) ANY OTHER MATTER RELATING TO THE SERVICES.

NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, AND TO THE EXTENT THAT A JUDGMENT IS RENDERED IN A COURT OF COMPETENT JURISDICTION DISREGARDING ONE OR MORE OF THE WARRANTY DISCLAIMERS AND LIABILITY LIMITATION COVENANTS CONTAINED HEREIN, communityXchanges, LLC'S AGGREGATE LIABILITY TO YOU SHALL NOT EXCEED THE LESSER OF ONE THOUSAND DOLLARS ($1000) OR THE AMOUNT YOU HAVE PAID communityXchanges, LLC IN THE PAST TWELVE MONTHS.

YOU AGREE NOT TO ASSERT ANY CLAIMS, ACTIONS OR DEMANDS AGAINST communityXchanges, LLC IN CONNECTION WITH OBJECTIONABLE USE OF YOUR INFORMATION BY OTHER USERS, WITH WHOM YOU CHOOSE TO ASSOCIATE, CONNECT, INTERACT AND/OR SHARE INFORMATION.

13. Site Notices

communityXchanges, LLC may provide you with notices, including those regarding changes to the Terms of Use, either by email or postings on the Site.

14. Procedure for Claims of Intellectual Property Infringement

14.1 Claims By Third Parties. communityXchanges, LLC respects the intellectual property of others, and we ask our users to do the same. communityXchanges, LLC may, in appropriate circumstances and at its sole discretion, disable and/or terminate the accounts of users whom communityXchanges, LLC believes are or may be infringers and, particularly, repeat infringers. communityXchanges, LLC reserves the right to terminate or reclaim your account if communityXchanges, LLC believes appropriate (for example, if communityXchanges, LLC believes that your username infringes third party's trademark rights).

14.2 DMCA. If you believe that your work has been copied in a way that constitutes copyright infringement or that your intellectual property rights have been otherwise violated, please provide communityXchanges, LLC's Copyright Agent the following information:

- an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest;

- a description of the copyrighted work or other intellectual property that you claim has been infringed;

- a description of where the material that you claim is infringing is located on the site;

- your address, telephone number, and email address;

- a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;

- a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner's behalf.

- communityXchanges, LLC's Agent for notice of claims of copyright or other intellectual property infringement can be reached as follows:

By email:
Copyright Agent
communityXchanges, LLC
copyright@communityXchanges, LLC.com

communityXchanges, LLC will consider the information you provide and other information it may obtain. In its sole discretion, and notwithstanding the permissions you provided in these Terms of Use, communityXchanges, LLC may remove any Content that it finds to have infringed on your rights.

15. General Information

15.1 Entire Agreement. The Terms of Use constitute the entire agreement between you and communityXchanges, LLC and govern your use of the Site, superseding any prior agreements between you and communityXchanges, LLC.

15.2 Governing Law. This Agreement shall be construed according to the laws of the State of Massachusetts, without regard to its conflicts of laws provisions. The parties hereby consent to personal jurisdiction and venue with respect to the courts of competent jurisdiction in the Commonwealth of Massachusetts

15.3 Disputes Resolution. You agree that any dispute relating in any way to your access and/or use of the Site, Services, these Terms of Use, or to the use or access of the Sites by third parties shall exclusively be submitted to a confidential arbitration in Massachusetts in or near Boston, MA. To the extent that you have in any manner violated or threatened to violate any of communityXchanges, LLC's rights or intellectual property, communityXchanges, LLC may seek injunctive or other appropriate relief in the state or federal courts of Massachusetts or, at communityXchanges, LLC's election, some other court in which jurisdiction over you would be proper. You agree to the exclusive jurisdiction and venue of the Massachusetts state and federal courts (or such other court as communityXchanges, LLC may so elect) for the resolution of any disputes between or involving you and communityXchanges, LLC. Arbitration under this agreement shall be conducted under the then current rules of the American Arbitration Association: however, notwithstanding anything to the contrary in any current or future such rules or governing law, the arbitrator shall have no power to vary the terms of the Terms of Use or to award you attorneys' fees. The arbitrator's award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under these Terms of Use shall be joined to an arbitration involving any other party subject to these Terms of Use, whether through class arbitration proceedings or otherwise.

15.4 Waiver and Severability of Terms. The failure of communityXchanges, LLC to exercise or enforce any right or provision of the Terms of Use shall not constitute a waiver of such right or provision. If any provision of the Terms of Use is found to be invalid by an arbitrator or pursuant to the disputes section above a court of competent jurisdiction, the parties nevertheless agree that the arbitrator or court should endeavor to give effect to the parties' intentions as reflected in the provision. The other provisions of the Terms of Use shall remain in full force and effect.

15.5 Statute of Limitations. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Service or the Terms of Use must be filed within one (1) year after such claim or cause of action arose or be forever barred.

15.6 Headings. The section titles in the Terms of Use are for convenience only and have no legal or contractual effect.

15.7 Assignment. These Terms of Use, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by communityXchanges, LLC without restriction.

15.8 No Third Party Beneficiaries. You agree that, except as otherwise expressly provided in this Terms of Use, there shall be no third party beneficiaries of this agreement.

15.9 Violations. You agree to report any violations of the Terms of Use to violations@communityXchanges, LLC.com.

16. communityXchanges, LLC Is Not a Registered Exchange, Financial Planner, Broker-Dealer, Investment Adviser or Tax Advisor

NEITHER communityXchanges, LLC NOR THE SERVICE IS INTENDED TO PROVIDE LEGAL, TAX, INVESTMENT OR FINANCIAL ADVICE.

communityXchanges, LLC is not a registered exchange under the Securities Exchange Act of 1934, and users of the Services are not permitted to offer or solicit offers to sell or purchase a security or otherwise engage in securities transactions on this site.

communityXchanges, LLC is not a registered broker or dealer under the Securities Exchange Act of 1934.

communityXchanges, LLC is not a registered investment adviser under the Investment Advisers Act of 1940.

communityXchanges, LLC also is not a financial or tax planner, and does not offer legal advice to any user of the service.

Your personal financial situation is unique, and any use of the Service may not be appropriate for your situation. Accordingly, before making any final decisions or implementing any transaction in connection with the Services, you should consider obtaining additional information and advice from financial and/or legal advisers who are fully aware of your individual circumstances.

communityXchanges, LLC does not (i) advise its Members or any uses of the Sites on the merits of a particular transaction, (ii) assist in the negotiation, transaction or financial dealings between the parties, (iii) provide legal or transactional advisory services to its Members or users, or (iv) participate or invest in any way or allow its employees to invest in or participate in any way in transactions between its Members. No contract can be entered into on this website and no transaction is processed or cleared by communityXchanges, LLC.

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